This is very nice, but mostly in Big Hand decks. Harvey probably finds the XP worth it, but I think a lot of other investigators prefer the Level-0 version, unless they find themselves with XP to burn.
On editing (mysteriously, fixing a display error took me under 200 characters): The Reaction ability is a pretty interesting mechanic (as opposed, say, to just making the card Fast), and very thematic for Harvey or any other Big Draw investigator. It's very rare an investigator wouldn't want to get 2-4 resources during their turn, but are their other actions where this would be fun or interesting? Probably not Fight or Evade, but maybe a card that triggers an Investigation, Draw, or Play?